Money is one of the biggest sources of stress — yet most of us were
never taught how to manage it.
Not how to budget, avoid debt, or invest — just expected to figure it
out as we go.
In 2025, nearly 60% of Americans reported living paycheck to paycheck —
and just as many said they couldn’t cover a $1,000 emergency. Over 1 in
5 had no emergency savings at all.
Meanwhile, housing prices keep rising and inflation continues to shrink
the value of every dollar. Wages haven’t kept up. Many young adults are
still living at home — not because they want to, but because owning
property feels out of reach. They’re swamped with student loans or
credit card debt and craving independence, but don’t know how to get
there.
And for older adults, it’s just as frustrating. Many are unsure how to
make their Social Security stretch, confused by modern financial tools,
or worried about falling victim to scams. They're told to plan for
retirement — but not shown how.
Wherever you are in life — just starting out, trying to find your
footing, or navigating retirement — I understand what you’re facing.
I’ve helped others in your same situation take control of their finances
and build a path forward. And I can help you too.
You don’t have to know everything. You just have to start.
Hi, I'm Angel Giron
In July 2020, I had $500 to my name. I lived as frugally as possible,
stretching every dollar (yes, I compared ounces at the grocery store),
and worked hard for my money. Since then, I have built strong credit,
bought a house, and grown my savings and investments. I didn’t expect
to be where I am after just a few years — but once I adjusted my
habits (like paying myself first), things started to come together.
Now, my money works hard for me.
I’m not a financial guru or a get-rich-quick coach. I’m just a regular
guy who learned how to play the game, and got good at it. I want to
help you do the same because the truth is, no one’s coming to change
the rules of the game for you. You have to learn the rules — how money
actually works — and start playing to win.
For the past three years, I’ve helped others build a solid financial
foundation, one decision at a time. If you’re ready to take control of
your money and build something better, I’d love to show you how I got
started — and help you do the same. No drastic moves, no risky
decisions — just steady progress, within measure. After all, the
tortoise wins the race.
Services
Over the years, I’ve helped people of all ages take control of their
finances — one step at a time. Here are some of the areas I can help you
with:
Build a budget that fits your lifestyle
Break the paycheck-to-paycheck cycle
Pay off debt without feeling deprived
Start saving and investing with clarity
Plan for big goals like buying a home or car
Navigate credit scores, student loans, and retirement tools
Whether you're just getting started or ready to grow, I’ll guide you
step-by-step — with clarity, confidence, and encouragement.
Here are some of the topics I teach in my coaching sessions.
I truly wish someone had taught me about these topics when I was
younger. I didn’t start learning about money until my late 20s, and if I
could go back, I would’ve started much earlier. That’s why I’m so
passionate about helping others. If you’re ready to take control of your
finances or begin building wealth, I’d be happy to work with you. You
don’t need to have it all figured out — just be willing to start.
How It Works
1. Intro Session
No prep needed. Just show up ready to talk.
2. Simple Plan
We build a budget or goal around your life.
3. Ongoing Support
I’ll check in, keep you on track, and adjust the plan.
What is "Sabio y Puro"?
We live in a society where people are often trying to take advantage of
others — through debt traps, financial scams, or pressure to spend and
consume. I've fallen victims to these things myself. Managing money in a
world like this takes more than just good intentions — it takes wisdom
and purity.
“Sabio y Puro” means “Wise and Pure” in Spanish. The phrase is inspired
by the words of Jesus in Matthew 10:16: “Behold, I am sending you out as
sheep among wolves. So be wise as serpents and pure as doves.”
This verse is the foundation of how I approach financial coaching. It’s
not just about making the right money moves — it’s about doing so with
integrity, humility, and a clear mind.
Money can be a source of stress — or a tool to build a life of purpose.
The difference lies in how you handle it. Are you ready to start
building?
